Terms of Service

The Storehouse Method is an educational company providing information, self-assessment tools (including the Funding Readiness Check), workshops, and educational content to help business owners understand how business funding readiness works. We are not a lender, loan broker, credit-repair organization, credit-counseling service, or financial advisor. We do not arrange, originate, guarantee, or promise funding, loans, credit, or approvals of any kind. All lending decisions are made solely by the financial institutions you choose to apply to. Nothing in the Services constitutes financial, legal, tax, or investment advice.

You must be at least 18 years old and capable of forming a binding contract to use the Services. By using the Services, you represent that you meet these requirements and that any information you provide is accurate and current.

The Services are educational in nature. Any examples, scores, frameworks, or outcomes referenced are for illustration only. Results vary based on individual and business circumstances, and no specific funding outcome, approval, credit result, or financial result is promised or implied. You are solely responsible for the decisions you make and the actions you take based on the information provided.

The Funding Readiness Check is a self-scored educational questionnaire. It does not pull, access, or report your personal or business credit, and it is not a credit check, application, or underwriting decision. It is intended to help you self-identify areas to consider before you approach a lender. The information you enter is self-reported, and the output is only as accurate as the information you provide.

We offer free educational workshops and webinars (for example, our weekly Tuesday webinar). Attendance is optional. Any private strategy session or one-on-one consultation is completely optional, is only offered if you request it, and does not obligate you to purchase anything. Where a paid product or service is offered, its price and scope will be presented to you before purchase.

Certain products or services may be offered for a fee. Prices are stated at the point of sale. Payments are processed by third-party payment processors, and by purchasing you agree to their terms as well as ours. Unless a specific refund policy is stated at the time of purchase for a given product, all sales are considered final. Any refund terms presented for a particular offer will control for that offer.

When you submit your information through our forms, you agree that we may contact you by email, telephone, and/or SMS text message at the address and number you provide, including through automated means, for educational content, reminders, updates, and offers related to the Services. Message and data rates may apply. Message frequency varies. Consent to receive marketing messages is not a condition of purchasing any product or service. You may opt out of text messages at any time by replying STOP, and unsubscribe from marketing emails at any time using the link in any email. For help with text messages, reply HELP. Even after opting out, we may still send transactional or service-related messages where permitted by law.

You agree not to misuse the Services. Specifically, you agree not to:

• use the Services for any unlawful, fraudulent, or harmful purpose;
• attempt to gain unauthorized access to our systems, accounts, or data;
• copy, reproduce, resell, or redistribute our content without written permission;
• interfere with or disrupt the Services or their infrastructure; or
• provide false, misleading, or another person's information without authorization.

All content, materials, branding, logos, assessments, frameworks, and the names The Storehouse Method and Funding Readiness Check are owned by or licensed to us and protected by intellectual-property laws. We grant you a limited, personal, non-transferable, non-exclusive license to access and use our content for your own individual, non-commercial educational use. No other rights are granted.

The Services may reference or link to third-party websites, tools, or services. We do not control and are not responsible for third-party content, products, services, or practices. Your dealings with any third party are solely between you and that third party.

The Services are provided "as is" and "as available," without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Services will be uninterrupted, error-free, secure, or produce any particular result.

To the fullest extent permitted by law, The Storehouse Method, its owner, and representatives will not be liable for any indirect, incidental, special, consequential, or punitive damages, or loss of profits, revenue, data, or business opportunities, arising out of your use of the Services. Our total aggregate liability for any claim will not exceed the amount you paid us, if any, for the specific product or service giving rise to the claim in the twelve months preceding it.

You agree to indemnify and hold harmless The Storehouse Method, its owner, and representatives from any claims, damages, liabilities, costs, or expenses (including reasonable legal fees) arising out of your use of the Services, your violation of these Terms, or your violation of any law or the rights of any third party.

We may modify, suspend, or discontinue any part of the Services at any time, and may update these Terms from time to time. When we do, we will revise the "Effective Date" above. Continued use after changes are posted constitutes acceptance. Review this page periodically at storehousemethod.com.

These Terms are governed by the laws of the State of California, without regard to conflict-of-laws principles. Any dispute will be subject to the exclusive jurisdiction of the state and federal courts located in California, unless otherwise required by law.

If you have questions about these Terms, contact us at info@storehousemethod.com.